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San Francisco: May 1970

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Beige Book Report: San Francisco

May 20, 1970

General
There is no consistent pattern of views and anticipations regarding economic conditions in the Twelfth District. Moderate growth in business characterizes the District generally, including both Washington, one of the hardest hit sections, and Arizona, previously showing the greatest growth. Declining output and employment in some parts of Oregon are continuing and spreading, while both buoyant and depressed conditions are reflected in various areas of Southern California.

Random Notes by Industry
Reports on recent agricultural conditions vary from "agricultural disaster due to weather" and "agricultural recession" to "excellent growing conditions and bumper crop prospects."

Logging and lumber mills continue slow, with outlook favorable until mid-1971. The layoff rate has been reduced at one large aerospace firm, but is becoming manifest in a limited way in some other industries. In education, wages are "high" despite heavy demand for the scarce new positions. Severe gasoline price wars are evident in many locations, aggravated by the introduction of new types of gasoline.

Housing generally continues in short supply with construction depressed, while apartment vacancy rates vary from low to very substantial. Industrial and commercial construction is "fairly active" in Utah. One manufacturer reports a volume market and good prices. Another reports a profit squeeze; he was "forced to raise prices against a soft market; the raise was accepted as unavoidable" (except for the attempted cut in distributors' margins).

Summary for Selected Economic Aspects
Employment

New jobs are becoming less easy to find, actual cutbacks in total employment are occurring in an increasing number of firms as a part of cost-reduction programs. Significant expiration of unemployment compensation benefits is expected in June and July in one area.

Strikes
Both current and anticipated labor difficulties were mentioned.

Wages
Wage conditions vary from constant to rising. There is even wider anticipation—except in strictly agricultural communities—of future wage boosts.

Other Costs
Increasing costs of purchased goods were mentioned, but one respondent writes that "dealers are selling equipment at below cost to reduce inventories."

Prices
Prices on the respondents' own products vary from "recently strengthened markedly" to "started declining about 30 days ago." Higher posted prices and competitive price-cutting left one industry's average retail price higher on balance; expectations are for hardening prices. Despite a slowdown in one area, a strong upward price trend was noted. In another, upward pressures are expected to continue with the rates of increase "diminished from those of recent experience."

Profits
In one industry expecting both wage increases and employment cutbacks, "a number of companies have announced that they expect slow improvements in net earnings as 1970 proceeds."

Market Psychology
In one sensitive-commodity industry, "the psychology of buyers and sellers has changed recently" (in a deflating direction): "the tendency of buyers is to go increasingly to a hand-to-mouth basis."

Sales
Sales reports vary from "curtailed" through "constant" to "up." Higher new orders and lengthening delivery time were noted in one community. In the Portland zone retail sales "have reflected a definite improvement within the last 30 days," in contrast to the more general expectation in that zone of even more softening in retail sales.

Inventories
Both higher and lower inventories are reported.

Plant and Equipment Investment
Both high and low levels of capital spending, as well as "no change," are reported, with cutbacks more frequently mentioned.

Credit
According to the banker respondents, "ample" to "adequate" credit is available. Users of credit vary in their judgments on this score from "a little easier to obtain," through "very difficult, but not substantially more so than a year ago," to "very tight for agricultural loans from commercial bank sources."

Bank liquidity short of distress was noted. Expansion of several retirement communities is currently being held up for lack of funds. A continuing increase in overdue or delinquent receivables was reported, partly attributable to strike-induced delays. A large international conglomerate indicated that accounts receivable have slowed from 70 to 80 days; the very substantial costs involved could not be passed on.

Policy
In one community the impotence of monetary policy and the need for wage and price controls had become the subject of common discussion on the street. Elsewhere the lack of needed wage-price guidelines was noted, with the "unconscionable increase in inflationary conditions in services" emphasized.