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Because housing is an essential element of economic well-being, the Minneapolis Fed has made research and analysis of housing issues a major initiative.

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Who is homeless in the United States? A 2025 update
Lisa Camner McKay | Senior Writer, Institute Kenneth Cowles | Research Associate, Institute
March 14, 2025
Article
A view of a residential neighborhood in an urban community in Middle America as storm clouds gather in the sky. A park space is seen in the foreground and a mix of apartment buildings and a water tower are visible in the background. Colored bars in shades of red and orange overlay parts of the image, as a design element.
Rising property insurance costs stress multifamily housing
Christina Spicher | Intern, Community Development and Engagement Libby Starling | Senior Community Development Advisor, Community Development and Engagement
March 4, 2025
Article
Illustration of houses being manufactured on an assebly line
Learning from the first (and only) manufactured housing boom
Jeff Horwich | Senior Economics Writer
February 28, 2025
Article
Overhead shot of three architects orlandscape designers, two women and a man, intently reviewing a set of large, colorful site plans and conceptual renderings that are spread out on a work table. One of the women is pointing out a detail in one of the plans using a pen held in her right hand.
States made big and little changes to land use laws in 2024
Ben Horowitz | Senior Policy Analyst, Community Development and Engagement Christina Spicher | Intern, Community Development and Engagement
February 19, 2025
Article
Image of a stressed landlord reviewing documents beside a stormy image of a multifamily housing complex
Minnesota’s Multifamily Housing Industry Faces Rising Property Insurance Costs
Event on March 6, 2025
Event
Desk with books, papers, and a computer
Year in review: Summary of 2024 Institute Working Papers
Lisa Camner McKay | Senior Writer, Institute
January 28, 2025
Article
New apartment building under construction
Ninth District apartment construction expected to slow as fewer new projects are permitted
Tu-Uyen Tran | Senior Writer
January 6, 2025
Article
At a construction site, the baskets and arms of two orange-colored boom lifts appear in the foreground, and a partially finished apartment complex covered in white building wrap appears in the background. Blue sky with a few isolated clouds is visible above the roof of the building.
After recent successes, Twin Cities region’s housing-supply progress slips
Libby Starling | Senior Community Development Advisor, Community Development and Engagement Alene Tchourumoff | HRI Officer; Senior Vice President, Learning Management Support Office and Community Development and Engagement Maxine Xu | Data Scientist, Community Development and Engagement
January 2, 2025
Article
The Federal Reserve Bank of Minneapolis building and logo
The optimal way for a central bank to regard housing inflation? Ignore it
Jeff Horwich | Senior Economics Writer
December 20, 2024
Article
An affordable home with interest rate graph in background and dollar signs in the yard
How higher property taxes increase home affordability
Jeff Horwich | Senior Economics Writer
November 14, 2024
Article
An exterior view of the backside and courtyard of a newly constructed apartment complex. The building has a modern-looking facade clad in shades of red, gray, and white, with stone accents, and the courtyard features sidewalks, a cluster of light blue playground equipment, and a group of picnic tables. The day is clear and sunny.
In Greater Minnesota, apartment owners’ operating costs rise as small cities “scream for more housing”
Ben Horowitz | Senior Policy Analyst, Community Development and Engagement Christina Spicher | Intern, Community Development and Engagement
November 12, 2024
Article
Staff Reports
Mass Production of Houses in Factories in the United States: The First and Only “Experiment” Was a Tremendous Success
Elena Falcettoni | Board of Governors of the Federal Reserve System James A. Schmitz, Jr. | Senior Research Economist Mark L. J. Wright | Senior Vice President, Federal Reserve Bank of St. Louis
September 30, 2024
Research