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Housing

Because housing is an essential element of economic well-being, the Minneapolis Fed has made research and analysis of housing issues a major initiative.

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A street-level view of the intersection of First Avenue North and Roberts Street North in Fargo, North Dakota, looking east on a partly cloudy summer day. An older, four-story, brick building appears on the left and the newer-construction, five-story Cityscapes Plaza apartments appears on the right.
How a population boom changed North Dakota’s housing marketsJuliet Cramer | Associate Data Scientist, Community Development and EngagementBen Horowitz | Senior Policy Analyst, Community Development and EngagementLibby Starling | Senior Community Development Advisor, Community Development and Engagement
April 2, 2026
Article
image of a home overlayed with a partial map of the Twin Cities
Investor Ownership of Single-Family Rentals in the Twin Cities Region
Event on March 19, 2026
Event
A view inside a large, brightly lit factory where units of modular housing are being constructed out of lumber and other components. The units in the foreground are only partially built and the units in the background are completely built. Two workers are visible in the upper right corner of the image..
Delivering housing innovation on a flatbed trailerLibby Starling | Senior Community Development Advisor, Community Development and Engagement

Ella Tracy | Intern, Community Development and Engagement

December 19, 2025
Article
A drone-level view of a newly developed neighborhood in a suburban area in Northern California. Two large tracts of green, undeveloped land appear in the foreground. Multiple subdivisions containing single-family homes stretch into the background, where agricultural fields and mountains are visible on the horizon.
States look for clogs in the housing pipelineBen Horowitz | Senior Policy Analyst, Community Development and Engagement

Ella Tracy | Intern, Community Development and Engagement

November 26, 2025
Article
Outline of the state of North Dakota highlighting an image of houses
Housing Needs and Opportunities in North Dakota
Event on November 6, 2025
Event
A street view of an apartment complex in Brooklyn Park, Minnesota, on a sunny, clear day. The property consists of multiple three-story, 12-unit buildings that are clad in a mixture of orange brick and cream stucco and have navy blue awnings over their front entrances.
Multifamily housing operators describe a “precarious position”Ben Horowitz | Senior Policy Analyst, Community Development and Engagement
October 31, 2025
Article
A view looking up a residential street in Columbia Heights, Minnesota, on a partly cloudy fall day. Three small Cape Cod-style homes can be seen: a light blue house in the foreground, a beige house in the middle, and a white house in the background.
Lower-income home shoppers in Twin Cities area saw fewer options, higher costs in 2024Erik Hembre | Senior Economist, Community Development and EngagementBen Horowitz | Senior Policy Analyst, Community Development and EngagementLibby Starling | Senior Community Development Advisor, Community Development and EngagementMaxine Xu | Data Scientist, Community Development and Engagement
October 23, 2025
Article
A young, straight, Indigenous couple and their baby sit on the wooden front steps of a small, light-blue house with white trim. The family members are all in jeans, with the parents wearing white sweaters and the baby wearing a gray sweater. The baby looks at the camera while the parents gaze down at the baby and the mom leans in to kiss the baby's forehead.
Native CDFI relending program expands access to affordable homeownership in Indian CountryMatthew Gregg | Senior Economist, Center for Indian Country Development

Harley Kell | Policy Fellow, Center for Indian Country Development (former)

October 7, 2025
Article
Inside a big-box home improvement store, a man in a short-sleeve plaid shirt bends down to compare the prices of boxes of hardware that are located on a low shelf. He is seen in profile, with the camera looking down the length of the store aisle.
Homeowner expenses outpaced inflation from 2021 through 2023Erik Hembre | Senior Economist, Community Development and EngagementBen Horowitz | Senior Policy Analyst, Community Development and Engagement
September 16, 2025
Article
A view of Hencen Apartments in Minneapolis, shot from street level at the corner of 4th Street SE and Hennepin Avenue on a partly cloudy summer day.
Unpacking supply and demand in rent trends since the Minneapolis 2040 PlanErik Hembre | Senior Economist, Community Development and EngagementBen Horowitz | Senior Policy Analyst, Community Development and EngagementLibby Starling | Senior Community Development Advisor, Community Development and EngagementMaxine Xu | Data Scientist, Community Development and Engagement
August 25, 2025
Article
In a brightly lit residential kitchen that is partially stripped down to the studs, a drywall installer with his back to the camera uses a cordless drill to attach a drywall panel to the ceiling joists. He wears a long-sleeve, maroon-colored shirt and is using his left hand to brace the panel in place as he holds the drill in his right hand.
Roofs, repairs, and rodents: How housing quality has climbed in the Twin CitiesErik Hembre | Senior Economist, Community Development and Engagement
April 29, 2025
Article
Collage graphic with hands holding money
The retirement savings of immigrants in AmericaErick Garcia Luna | Director, Regional Outreach
April 14, 2025
Data