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Research, analysis, and articles about access to and availability of credit and financial markets, plus examinations of exchanges of assets, such as equities, bonds, derivatives, and currencies.

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Collage graphic with hands holding money
The retirement savings of immigrants in America
Erick Garcia Luna | Director, Regional Outreach
April 14, 2025
Data
Illustration of hands holding straps of money
Credit supply, housing demand, and rising home prices
Kenneth Cowles | Research Associate, Institute
April 14, 2025
Article
The Federal Reserve Bank of Minneapolis building and logo
Are dividends at the root of stock prices after all?
Jeff Horwich | Senior Economics Writer
October 28, 2024
Article
half broken umbrella on a rainy day
Amid a resilient economy, many Americans aren’t ready for a “rainy day”
Jeff Horwich | Senior Economics Writer
May 31, 2024
Article
The Federal Reserve Bank of Minneapolis building and logo
How concerns about public debt harm the private sector
Jeff Horwich | Senior Economics Writer
May 16, 2024
Article
During a small business development class, two Native women are seated together at a table and studying a computer screen. The woman on the right is instructing the other woman, who is looking on, prepared to take notes. Both women are smiling.
Native CDFIs connect Indian Country to credit and capital
Michou Kokodoko | Senior Policy Analyst, Community Development and Engagement
May 10, 2024
Article
Tax code constraints limit tribal tax-exempt bonding
Matthew Gregg | Senior Economist, Center for Indian Country Development John Morseau | Senior Policy Analyst, Center for Indian Country Development (former)
April 25, 2024
Article
Institute paper key images
Firm Exit and Liquidity: Evidence from the Great Recession
David Wiczer | Visiting Scholar, Institute Fernando Leibovici | Federal Reserve Bank of St. Louis
June 1, 2023
Research
A young, mixed-race lesbian couple reviews some financial paperwork. Both women are relaxed and smiling, seated on their couch, and one of them is pregnant.
Borrowers with lower credit scores use even less of their credit limits post-pandemic
Kim-Eng Ky | Senior Data Scientist Ryan Nunn | Assistant Vice President, Community Development and Engagement
March 8, 2023
Article
At a precarious moment, the world is awash in sovereign debt key image
At a precarious moment, the world is awash in sovereign debt
Jeff Horwich | Senior Economics Writer
November 10, 2022
Article
Twin Cities neighborhoods with higher shares of residents of color have less access to credit
Twin Cities neighborhoods with higher shares of residents of color have less access to credit
Tyler Boesch | Data Scientist, Community Development and Engagement (former) Kim-Eng Ky | Senior Data Scientist
July 6, 2022
Article
Looking up at Wall Street buildings
Is the COVID-19 financial shock a good measure of bank strength?
Jeff Horwich | Senior Economics Writer
June 3, 2022
Article