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In a brightly lit office space, two clients and a lending professional sit and meet at a work station. The two clients are out of focus in the foreground, seen from behind, faces not visible, while the lending professional is in focus in the background. She has glasses and long brown hair and wears a light green blazer and blue pants. She has an attentive expression as she listens.
As demand for Native CDFIs surges, their capacity lags
Surekha Carpenter | Federal Reserve Bank of Richmond Matthew Gregg | Senior Economist, Center for Indian Country Development Michou Kokodoko | Senior Policy Analyst, Community Development and Engagement James Melton | Federal Reserve Bank of Richmond
February 4, 2025
Article
A farmer standing in a field checking a loan balance, with an interest rate chart and balance sheet superimposed in the sky above
Repayment risks grow as farm income declines and farmland loans reprice
Tait Berg | Senior Agricultural Coordinator
December 4, 2024
Article
Image of a midwestern farm, overlaied with bank and interest rate icons
Over $4 billion of farmland loans will reprice at higher interest rates in 2024
Tait Berg | Senior Agricultural Coordinator
November 21, 2024
Article
The Federal Reserve Bank of Minneapolis building and logo
How concerns about public debt harm the private sector
Jeff Horwich | Senior Economics Writer
May 16, 2024
Article
Ominous financial graphs overlaid over an image of a cornfield with silos and a red barn
Challenging agricultural markets put highly leveraged agricultural producers at risk
Tait Berg | Senior Agricultural Coordinator
May 8, 2024
Article
Farmer standing beside a cornfield is looking towards a red interest rate graph looming in the sky
Agricultural producers paid over $840 million in interest expenses in 2023
Tait Berg | Senior Agricultural Coordinator
April 19, 2024
Article
Institute paper key images
Army of Mortgagors: Long-Run Evidence on Credit Externalities and the Housing Market
Tobias Herbst | University of Bonn and Bundesbank Moritz Kuhn | University of Mannheim Farzad Saidi | University of Bonn and CEPR
April 12, 2024
Research
On a clear sunny day, an attractive new manufactured home with red siding and white trim sits on its lot shortly after being delivered there. The home has a garage and a newly poured driveway.
Native Americans pay more to finance home purchases than White borrowers
Matthew Gregg | Senior Economist, Center for Indian Country Development Caryn Mohr | Senior Writer, Community Development and Engagement
March 8, 2024
Article
CICD Working Paper teal graphic
Understanding the Unequal Costs of Native American Homeownership
Helen Banga | Consumer Financial Protection Bureau Donn Feir | CICD Research Fellow (former) Matthew Gregg | Senior Economist, Center for Indian Country Development
March 8, 2024
Research
Seated in a window booth inside his restaurant, a Native American entrepreneur reviews paperwork for his business. He has a mustache and short, curly, salt-and-pepper hair, and wears glasses and a purple shirt.
Native entrepreneurs face credit-access challenges
Ava LaPlante | Research Assistant, Center for Indian Country Development Laurel Wheeler | CICD Research Fellow
February 21, 2024
Article
In the light of a window, a woman of color reads a form letter with a serious, concerned expression on her face.
Lender-reported reasons for mortgage denials don’t explain racial disparities
Ben Horowitz | Senior Policy Analyst, Community Development and Engagement Kim-Eng Ky | Senior Data Scientist Libby Starling | Senior Community Development Advisor, Community Development and Engagement
January 18, 2024
Article
Onstage at the front of a conference room, panelists Adrienne Smith of Opportunity Finance Network, Pete Upton of the Native CDFI Network, and Lakota Vogel of Four Bands Community Fund are seated on chairs to the left of a podium, where moderator Michou Kokodoko of the Federal Reserve Bank of Minneapolis stands.
Unpacking the wisdom of Native CDFIs
Caryn Mohr | Senior Writer, Community Development and Engagement
August 29, 2023
Article