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Introducing the HPOP: How Our New Homeownership Measure Puts People First

September 28, 2026 | 11:00–11:30 a.m. CT
Virtual video event
Erik Hembre
Erik HembreSenior Economist, Community Development and Engagement
Libby Starling
Libby StarlingSenior Community Development Advisor, Community Development and Engagement
Introducing the HPOP: How Our New Homeownership Measure Puts People First
Erik Hembre beside image of a family in a home kitchen
Lori Korte/Minneapolis Fed; Getty Images

The Minneapolis Fed recently developed the homeowners-to-population ratio, or HPOP, an alternative way of calculating the homeownership rate. This new approach tells us how many adults own their homes—something the most commonly used homeownership measure fails to track. At this webinar, join Senior Economist Erik Hembre to learn why the HPOP matters, what it reveals about trends in homeownership, and how you can use our newly available HPOP data tools.

Speakers:

  • Erik Hembre, Senior Economist, Community Development and Engagement, Federal Reserve Bank of Minneapolis
  • Libby Starling, Senior Community Development Advisor, Community Development and Engagement, Federal Reserve Bank of Minneapolis

Event Details

Virtual video event

Event Agenda

Monday, September 28, 2026

11:00–11:04 a.m. CT

Welcome

Speaker: Libby Starling

11:05–11:18 a.m. CT

Introducing the HPOP

Speaker: Erik Hembre

11:19–11:28 a.m. CT

Audience Q&A

Moderator: Libby Starling

11:29–11:30 a.m. CT

Closing Remarks

Speaker: Libby Starling



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Presenter Information

Erik Hembre

Erik Hembre Senior Economist
Community Development and Engagement, Federal Reserve Bank of Minneapolis

Erik Hembre conducts research on homeownership, housing policy, and related subjects to help the Community Development and Engagement team understand the effects of housing-market dynamics on low- and moderate-income communities. Previously, he was an associate professor of economics at the University of Illinois-Chicago and has also served as a research assistant with the Board of Governors of the Federal Reserve System.

Erik received his Ph.D. in economics from the University of Wisconsin-Madison and his B.A. from St. Olaf College.

Libby Starling

Libby Starling Senior Community Development Advisor
Community Development and Engagement, Federal Reserve Bank of Minneapolis

Libby Starling is Senior Community Development Advisor in Community Development and Engagement at the Federal Reserve Bank of Minneapolis. Using the Minneapolis Fed’s capacity for applied research, data exploration, and policy analysis, she focuses on deepening the Bank’s understanding of housing affordability, concentrating on effective housing policies and practices that make a difference for low- and moderate-income families in the Ninth Federal Reserve District.

Prior to joining the Fed in 2019, Libby was the deputy director of the Community Development Division at the Metropolitan Council, where, among other accomplishments, she led the agency’s development of its 2040 Housing Policy Plan. Previously, she was the director of research and evaluation for the Minnesota Housing Finance Agency. She holds a Master of Planning degree from the Humphrey School of Public Affairs at the University of Minnesota.