Focus on Housing: Additional resources
Our Racism and the Economy: Focus on Housing event features speakers with diverse expertise but each with a critical perspective on housing in the United States and its relevance to racism. The ideas presented consider housing access, housing finance, and residential segregation: touching on how exclusionary practices reinforce structural racism as well as policy options that offer the potential to disrupt and dismantle these systems. We have developed a list of additional resources from Federal Reserve Banks that examine race across several housing contexts.
Jump to: Session proposals & papers | Fair housing | Heirs property | Homeownership | Housing stability | Mortgage lending | Property tax | Rental housing | Residential segregation
Session Proposals & Papers
Racism and the Economy: Focus on Housing Policy Brief
Policy Brief PDF | 12 District Banks
These papers go into greater detail on the proposals presented by the authors during the Racism and the Economy: Focus on Employment event.
Eliminate single-family zoning to expand housing supply
Proposal PDF | Scott Wiener, California Senate
Eliminate systemic racism in appraisals
Proposal PDF | Junia Howell, University of Pittsburgh
Offering restorative housing reparations
Proposal PDF | Robin Rue Simmons, Evanston, Illinois, City Council
The value of Black lives comes out in home appraisals
Keynote paper | Andre Perry, Metropolitan Policy Program, Brookings Institution
Fair housing
Fair Housing: What It Means and Why It Matters
Video | Federal Reserve Bank of Atlanta
The Future of Fair Housing: Interview with Philip Tegeler
Article | Federal Reserve Bank of Philadelphia
The Fair Housing Potential of Small Area FMRs in the Philadelphia Region
Article | Federal Reserve Bank of Philadelphia
Research Symposium on Fair Housing Explores the Past, Present, and Future of the Fair Housing Act
Article | Federal Reserve Bank of Philadelphia
Heirs Property
Heirs’ Property and Land Fractionation: Fostering Stable Ownership to Prevent Land Loss and Abandonment
Article | Federal Reserve Bank of Atlanta
Expansion of New Law in Southeast May Stave Off Black Land Loss
Article | Federal Reserve Bank of Atlanta
Homeownership
Shortening the TSR timeline: A proposal to end delays that hinder Native homeownership
Article | Federal Reserve Bank of Minneapolis
Systemic racism haunts homeownership rates in Minnesota: Households of color lag White households in homeownership
Article | Federal Reserve Bank of Minneapolis
Housing stability
Housing Stability and Family Health: An Issue Brief
Brief | Federal Reserve Bank of San Francisco
Outcomes of foreclosure: Literature review and experiences in Lowell, Massachusetts
Brief [PDF] | Federal Reserve Bank of Boston
Seizing the Opportunity for Equitable and Inclusive Redevelopment
Article | Federal Reserve Bank of Dallas
COVID-19 Impacts on Housing Stability in the Twelfth Federal Reserve District
Brief | Federal Reserve Bank of San Francisco
Housing Stability and Family Health: Five Things to Know
Blog entry | Federal Reserve Bank of San Francisco
Mortgage lending
Do Minorities Pay More for Mortgages?
White Paper | Federal Reserve Board of Governors
The role of HUD and the FHA: Conflicts in mandate and operations, past and present
Brief [PDF] | Federal Reserve Bank of Boston
Here Comes the Neighborhood: Breathing New Life into the Inner City, One Mortgage at a Time
Article | Federal Reserve Bank of St. Louis
Home Improvement Lending in the Third Federal Reserve District: Patterns by Income, Race, and Gender
Article | Federal Reserve Bank of Philadelphia
The American Dream or Just an Illusion? Understanding Land Contract Trends in the Midwest Pre- and Post-Crisis
Journal Article [pdf] | Federal Reserve Bank Of Atlanta/Cityscape
The Higher Price of Mortgage Financing for Native Americans
White Paper | Federal Reserve Bank Of Minneapolis
2016 Mortgage Lending Trends in New England
Brief [PDF] | Federal Reserve Bank Of Boston
Home Lending in Franklin County Neighborhoods
Article | Federal Reserve Bank Of Cleveland
Home Lending in Hamilton County Neighborhoods
Article | Federal Reserve Bank Of Cleveland
An Uneven Recovery: Home Lending in the Fourth District by Race and Income
Article | Federal Reserve Bank Of Cleveland
Home Lending in Lucas County Neighborhoods
Article | Federal Reserve Bank Of Cleveland
Mortgage prepayment, race, and monetary policy
White Paper | Federal Reserve Bank Of Boston
Property tax
The Assessment Gap: Racial Inequalities in Property Taxation
White Paper | Federal Reserve Bank of Minneapolis
Yet another source of inequality: Property taxes
Article | Federal Reserve Bank of Minneapolis
Rental housing
Can Landlords Be Paid to Stop Avoiding Voucher Tenants?
White Paper | Federal Reserve Bank of Cleveland
Landlords and Access to Opportunity
White Paper | Federal Reserve Bank of Cleveland
The COVID-19 Eviction Cliff: Key Issues and Insights to Help Mitigate a Crisis
White Paper | Federal Reserve Bank of New York
Barriers and Opportunities in the Housing Voucher Program: The Importance of Race in the Housing Search Process
Brief [PDF] | Federal Reserve Bank of Boston
Increasing Access to Affordable Housing Opportunities in Silicon Valley
White Paper [pdf] | Federal Reserve Bank of San Francisco
Expanding and diversifying housing: Approaches and impacts on opportunity
Brief | Federal Reserve Bank of Minneapolis
Residential segregation
Recent trends in residential segregation in New England
Brief [PDF] | Federal Reserve Bank of Boston
Rooted in Public Policy, Residential Segregation Remains a Persistent Problem
Article | Federal Reserve Bank of Atlanta
How Prevalent Were Racially Restrictive Covenants in 20th Century Philadelphia? A New Spatial Data Set Provides Answers
White Paper | Federal Reserve Bank of Philadelphia
